Welcome to Repair My Credit Score

"At Repair My Credit Score, we are dedicated to transforming financial futures by providing reliable, personalized credit repair solutions for both individuals and institutions. Led by Shambu Prahalad, a master’s graduate with over two decades of experience in financial services, our mission is to help one million people become credit-ready and achieve their financial dreams."



Credit Repair Services:

Our team specializes in analyzing your credit report, identifying discrepancies, and disputing inaccuracies with top credit bureaus like CIBIL, Experian, and Equifax. We help you improve your CIBIL score and restore your financial health.

Comprehensive Credit Monitoring:

Stay informed with our credit monitoring services that track changes in your credit report, helping you maintain a healthy credit score over time.

Financial Coaching:

Our expert guidance will empower you with the knowledge and tools necessary to manage your credit effectively and build a strong financial future.

For Individuals:

Credit Score Analysis: A comprehensive review of your current credit score and contributing factors.

Personalised Solutions:

Dispute Resolution: We handle disputes with credit bureaus and creditors to resolve inaccuracies on your report.

For Businesses:

Business Credit Assessment: An in-depth analysis of your company’s credit health and areas for improvement.

Commitment to Transparency:

Credit Repair Consultation for Companies: Tailored solutions to resolve credit issues, giving your business the opportunity to grow and thrive.

0
Years of Experienced
0
Cases Completed
0
Awards Won
0
Expert Consultant
FAQs

Frequently Asks Questions

Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts.

  1. A credit score is a three-digit number generated by credit bureaus based on your credit history. It helps lenders assess your creditworthiness.
  1. The four primary credit bureaus in India are CIBIL, Equifax, Experian, and CRIF Highmark. All are approved by the Reserve Bank of India (RBI).
  1. A score above 750 is generally considered good, increasing your chances of loan approval and lower interest rates.

It is recommended to check your credit score at least once a year or before applying for any loans or credit cards.

Hard inquiries (e.g., loan applications) can slightly reduce your score, while soft inquiries (e.g., checking your own score) have no effect.

Your score is affected by factors such as payment history, credit utilization ratio, length of credit history, and the types of credit used.

Negative records like missed payments or loan defaults remain on your credit report for up to seven years.

Yes, by making timely payments, reducing outstanding debt, and disputing any errors in your report, you can gradually improve your score.

Testimonies

Happy Clients & Feedbacks

Sign Up for Your Free 1st Accounting Consultation